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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,381 | $65,566+88.2% | $86,235+43.1% | $75,177+64.1% |
| Participation rate | 68.0% | 60.5%+7.5pp | 69.0%-1.0pp | 67.2%+0.8pp |
| Annual return | 13.46% | 46.07%-32.6pp | 1170.03%-1156.6pp | 160.75%-147.3pp |
| Employer contribution / active EE | $1,589 | $1,553+2.3% | $2,381-33.3% | $2,671-40.5% |
| Participant deferral / active EE | $4,558 | $3,023+50.8% | $3,987+14.3% | $4,126+10.5% |
| Admin fee / account holder | $11,041 | $5,470+101.9% | $6,856+61.1% | $5,651+95.4% |