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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,374 | $111,830-32.6% | $93,696-19.6% | $145,884-48.3% |
| Participation rate | 25.0% | 74.2%-49.2pp | 68.7%-43.7pp | 80.3%-55.3pp |
| Annual return | 9.22% | 204.08%-194.9pp | 133.74%-124.5pp | 551.85%-542.6pp |
| Employer contribution / active EE | $659 | $3,093-78.7% | $2,422-72.8% | $4,662-85.9% |
| Participant deferral / active EE | $1,005 | $4,920-79.6% | $4,417-77.2% | $6,690-85.0% |
| Admin fee / account holder | $0 | $10,249-100.0% | $8,287-100.0% | $13,392-100.0% |