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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,668 | $95,188+48.8% | $76,518+85.1% | $135,380+4.6% |
| Participation rate | 9.1% | 74.4%-65.3pp | 68.0%-58.9pp | 82.6%-73.6pp |
| Annual return | -0.12% | 4.85%-5.0pp | -0.27%+0.1pp | 519.81%-519.9pp |
| Employer contribution / active EE | $376 | $3,303-88.6% | $2,647-85.8% | $4,779-92.1% |
| Participant deferral / active EE | $2,218 | $4,640-52.2% | $3,836-42.2% | $5,609-60.5% |
| Admin fee / account holder | $784 | $6,249-87.5% | $4,849-83.8% | $10,828-92.8% |