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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,899 | $167,353+47.5% | $143,797+71.7% | $134,545+83.5% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -18.01% | 0.48%-18.5pp | -0.04%-18.0pp | 418.37%-436.4pp |
| Employer contribution / active EE | $7,007 | $5,620+24.7% | $4,952+41.5% | $4,742+47.8% |
| Participant deferral / active EE | $6,526 | $6,447+1.2% | $5,638+15.7% | $6,401+2.0% |
| Admin fee / account holder | $1,566 | $18,096-91.3% | $14,679-89.3% | $11,431-86.3% |