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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,215 | $175,259-75.3% | $149,723-71.1% | $139,487-69.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.56% | 166.82%-158.3pp | 134.50%-125.9pp | 373.84%-365.3pp |
| Employer contribution / active EE | $5,947 | $5,478+8.6% | $4,821+23.3% | $4,755+25.1% |
| Participant deferral / active EE | $6,343 | $6,522-2.7% | $5,682+11.6% | $6,713-5.5% |
| Admin fee / account holder | $5,525 | $16,158-65.8% | $13,215-58.2% | $11,407-51.6% |