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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,417 | $61,356+272.3% | $149,696+52.6% | $71,511+219.4% |
| Participation rate | 90.5% | 62.5%+27.9pp | 78.8%+11.7pp | 67.9%+22.5pp |
| Annual return | 21.39% | 35.86%-14.5pp | 134.46%-113.1pp | 28.86%-7.5pp |
| Employer contribution / active EE | $12,644 | $2,382+430.9% | $4,821+162.3% | $2,589+388.4% |
| Participant deferral / active EE | $8,523 | $2,920+191.9% | $5,682+50.0% | $4,291+98.6% |
| Admin fee / account holder | $9,195 | $1,263+627.9% | $13,212-30.4% | $1,588+478.9% |