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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,431 | $55,472+385.7% | $155,567+73.2% | $74,546+261.4% |
| Participation rate | 83.5% | 61.9%+21.6pp | 78.2%+5.3pp | 67.2%+16.3pp |
| Annual return | 16.02% | 268.72%-252.7pp | 64.74%-48.7pp | 1366.03%-1350.0pp |
| Employer contribution / active EE | $12,375 | $2,269+445.4% | $4,674+164.8% | $2,624+371.5% |
| Participant deferral / active EE | $8,372 | $2,838+195.0% | $5,628+48.8% | $4,347+92.6% |
| Admin fee / account holder | $5,240 | $1,743+200.7% | $15,916-67.1% | $1,944+169.6% |