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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,431 | $55,470+385.7% | $155,556+73.2% | $74,478+261.8% |
| Participation rate | 83.5% | 61.9%+21.6pp | 78.2%+5.2pp | 67.2%+16.2pp |
| Annual return | 16.02% | 269.80%-253.8pp | 64.84%-48.8pp | 1370.56%-1354.5pp |
| Employer contribution / active EE | $12,375 | $2,267+445.9% | $4,675+164.7% | $2,626+371.2% |
| Participant deferral / active EE | $8,372 | $2,838+195.0% | $5,631+48.7% | $4,350+92.4% |
| Admin fee / account holder | $5,240 | $1,744+200.4% | $15,885-67.0% | $1,946+169.3% |