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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,431 | $55,446+385.9% | $155,574+73.2% | $74,429+262.0% |
| Participation rate | 83.5% | 61.9%+21.6pp | 78.2%+5.3pp | 67.2%+16.3pp |
| Annual return | 16.02% | 269.20%-253.2pp | 64.87%-48.8pp | 1368.38%-1352.4pp |
| Employer contribution / active EE | $12,375 | $2,266+446.1% | $4,676+164.7% | $2,625+371.4% |
| Participant deferral / active EE | $8,372 | $2,836+195.2% | $5,629+48.7% | $4,348+92.5% |
| Admin fee / account holder | $5,240 | $1,743+200.6% | $15,914-67.1% | $1,944+169.5% |