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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,887 | $48,300+55.0% | $40,145,923-99.8% | $62,881+19.1% |
| Participation rate | 100.0% | 62.0%+38.0pp | 68.4%+31.6pp | 69.3%+30.7pp |
| Annual return | 8.27% | 6.95%+1.3pp | 5.24%+3.0pp | 20.14%-11.9pp |
| Employer contribution / active EE | $0 | $1,333-100.0% | $1,844-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,258 | $2,388+36.4% | $2,591+25.8% | $3,203+1.7% |
| Admin fee / account holder | $1,807 | $2,919-38.1% | $2,903-37.8% | $4,296-57.9% |