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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,436 | $198,457+8.1% | $170,435+25.8% | $147,586+45.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.66% | 257.30%-243.6pp | 205.94%-192.3pp | 578.59%-564.9pp |
| Employer contribution / active EE | $16,734 | $6,183+170.6% | $5,432+208.0% | $4,876+243.2% |
| Participant deferral / active EE | $18,333 | $5,629+225.7% | $4,939+271.2% | $5,439+237.1% |
| Admin fee / account holder | $27,453 | $16,852+62.9% | $13,881+97.8% | $10,886+152.2% |