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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,594 | $99,201+53.8% | $96,544+58.1% | $74,473+104.9% |
| Participation rate | 95.3% | 80.7%+14.6pp | 76.0%+19.3pp | 70.7%+24.6pp |
| Annual return | 24.81% | 22.40%+2.4pp | 25.88%-1.1pp | 34.36%-9.6pp |
| Employer contribution / active EE | $4,899 | $2,570+90.6% | $2,966+65.1% | $2,638+85.7% |
| Participant deferral / active EE | $8,415 | $4,938+70.4% | $4,851+73.5% | $4,530+85.8% |
| Admin fee / account holder | $8 | $225-96.3% | $8,254-99.9% | $347-97.6% |