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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,776 | $165,399+1.4% | $149,745+12.0% | $158,982+5.5% |
| Participation rate | 57.1% | 84.6%-27.4pp | 82.5%-25.3pp | 82.0%-24.8pp |
| Annual return | 10.88% | 348.34%-337.5pp | 276.72%-265.8pp | 302.99%-292.1pp |
| Employer contribution / active EE | $1,043 | $5,105-79.6% | $4,646-77.6% | $4,763-78.1% |
| Participant deferral / active EE | $9,078 | $7,183+26.4% | $6,843+32.7% | $5,983+51.7% |
| Admin fee / account holder | $15 | $10,811-99.9% | $9,312-99.8% | $11,252-99.9% |