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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,786 | $138,102+25.1% | $125,381+37.8% | $134,532+28.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.27% | 750.73%-762.0pp | 572.31%-583.6pp | 418.27%-429.5pp |
| Employer contribution / active EE | $17,629 | $5,245+236.1% | $4,815+266.1% | $4,741+271.8% |
| Participant deferral / active EE | $9,318 | $7,801+19.5% | $7,448+25.1% | $6,401+45.6% |
| Admin fee / account holder | $1,487 | $11,568-87.1% | $10,007-85.1% | $11,429-87.0% |