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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,444 | $95,188-34.4% | $76,518-18.4% | $135,380-53.9% |
| Participation rate | 38.9% | 74.4%-35.5pp | 68.0%-29.1pp | 82.6%-43.8pp |
| Annual return | -8.58% | 4.85%-13.4pp | -0.27%-8.3pp | 519.81%-528.4pp |
| Employer contribution / active EE | $916 | $3,303-72.3% | $2,647-65.4% | $4,779-80.8% |
| Participant deferral / active EE | $1,027 | $4,640-77.9% | $3,836-73.2% | $5,609-81.7% |
| Admin fee / account holder | $3,000 | $6,249-52.0% | $4,849-38.1% | $10,828-72.3% |