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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,353 | $80,992-24.2% | $96,534-36.4% | $75,173-18.4% |
| Participation rate | 98.3% | 71.8%+26.5pp | 76.0%+22.3pp | 67.2%+31.1pp |
| Annual return | 5.26% | 27.05%-21.8pp | 25.88%-20.6pp | 160.72%-155.5pp |
| Employer contribution / active EE | $0 | $2,283-100.0% | $2,965-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,205 | $3,929-43.9% | $4,851-54.6% | $4,126-46.6% |
| Admin fee / account holder | $36,715 | $6,717+446.6% | $8,253+344.9% | $5,651+549.8% |