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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,342 | $117,846-19.9% | $102,434-7.9% | $145,884-35.3% |
| Participation rate | 84.6% | 78.6%+6.0pp | 76.5%+8.1pp | 80.3%+4.3pp |
| Annual return | 16.14% | 31.90%-15.8pp | 29.46%-13.3pp | 551.85%-535.7pp |
| Employer contribution / active EE | $774 | $3,615-78.6% | $3,023-74.4% | $4,662-83.4% |
| Participant deferral / active EE | $3,676 | $5,733-35.9% | $5,055-27.3% | $6,690-45.1% |
| Admin fee / account holder | $11,042 | $13,356-17.3% | $9,462+16.7% | $13,392-17.5% |