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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,362 | $129,737+127.7% | $119,126+147.9% | $154,746+90.9% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 7.55% | 379.08%-371.5pp | 282.11%-274.6pp | 172.34%-164.8pp |
| Employer contribution / active EE | $32,624 | $4,375+645.7% | $4,034+708.8% | $4,379+645.0% |
| Participant deferral / active EE | $20,100 | $5,842+244.1% | $5,318+278.0% | $6,730+198.6% |
| Admin fee / account holder | $152,331 | $11,961+1173.6% | $10,693+1324.6% | $14,365+960.4% |