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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,114 | $162,529+78.5% | $130,788+121.8% | $154,746+87.5% |
| Participation rate | 83.3% | 75.9%+7.5pp | 70.1%+13.2pp | 80.7%+2.6pp |
| Annual return | 15.39% | 510.48%-495.1pp | 386.44%-371.0pp | 172.34%-156.9pp |
| Employer contribution / active EE | $7,008 | $4,447+57.6% | $3,558+97.0% | $4,379+60.0% |
| Participant deferral / active EE | $12,163 | $4,808+153.0% | $4,137+194.0% | $6,730+80.7% |
| Admin fee / account holder | $1,942 | $7,669-74.7% | $6,673-70.9% | $14,365-86.5% |