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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,114 | $149,040+94.7% | $120,225+141.3% | $137,256+111.4% |
| Participation rate | 83.3% | 75.4%+7.9pp | 69.6%+13.8pp | 80.0%+3.4pp |
| Annual return | 15.39% | 605.68%-590.3pp | 439.23%-423.8pp | 220.34%-204.9pp |
| Employer contribution / active EE | $7,008 | $4,350+61.1% | $3,475+101.6% | $4,156+68.6% |
| Participant deferral / active EE | $12,163 | $4,655+161.3% | $3,999+204.2% | $6,407+89.9% |
| Admin fee / account holder | $1,942 | $6,348-69.4% | $5,696-65.9% | $12,270-84.2% |