Retirement plan

THE ELM GROUP, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Name: THE ELM GROUP, INC. - THE ELM GROUP, INC. EMPLOYEE STOCK OWNERSHIP PLAN (2020) Form 5500
Creator: THE ELM GROUP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE ELM GROUP, INC. EMPLOYEE STOCK OWNERSHIP PLAN, THE ELM GROUP, INC.

THE ELM GROUP, INC.EIN 22-2962935Plan #003PY 2020

345 WALL STREET, RESEARCH PARK - PRINCETON, NJ 08540609-683-4848

Other plans on this EIN

1 filing

#001Retirement-$8.1M assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$3.8M

+1.3% from 2019

Total participants

+13.2% from 2019

Average account balance

$49,798

-10.5% from 2019

Annual return

-0.62%

+0.01 pp from 2019

Benchmarks

See 26,423 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort26,423 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$519K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$7K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+238.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$20827

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2I2P2Q

Plan features

2I
Stock bonus
Stock bonus plan.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$372K

$10331 / participant

Other / not subdivided$372K100.0%

% of EOY assets

9.699%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,798

$98,760-49.6%

$149,715-66.7%

$79,858-37.6%

Participation rate

100.0%

75.8%+24.2pp

82.5%+17.5pp

69.6%+30.4pp

Annual return

-0.62%

27.43%-28.1pp

276.66%-277.3pp

31.72%-32.3pp

Employer contribution / active EE

$11,207

$3,217+248.4%

$4,645+141.3%

$2,471+353.5%

Participant deferral / active EE

$5,681-100.0%

$6,842-100.0%

$3,740-100.0%

Admin fee / account holder

$4,830

$6,053-20.2%

$9,310-48.1%

$5,306-9.0%

THE ELM GROUP, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE ELM GROUP, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion