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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,051 | $228,352-50.1% | $185,835-38.6% | $158,966-28.3% |
| Participation rate | 88.9% | 82.3%+6.6pp | 78.0%+10.8pp | 82.0%+6.9pp |
| Annual return | 12.87% | 40.81%-27.9pp | 35.96%-23.1pp | 302.95%-290.1pp |
| Employer contribution / active EE | $2,310 | $4,967-53.5% | $4,087-43.5% | $4,762-51.5% |
| Participant deferral / active EE | $5,604 | $6,416-12.7% | $5,633-0.5% | $5,983-6.3% |
| Admin fee / account holder | $1,558 | $11,867-86.9% | $9,502-83.6% | $11,250-86.1% |