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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,514 | $106,247-88.2% | $96,515-87.0% | $139,466-91.0% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 20.15% | 38.47%-18.3pp | 35.73%-15.6pp | 373.66%-353.5pp |
| Employer contribution / active EE | $1,246 | $4,106-69.6% | $3,740-66.7% | $4,754-73.8% |
| Participant deferral / active EE | $2,042 | $5,456-62.6% | $4,880-58.2% | $6,712-69.6% |
| Admin fee / account holder | $830 | $7,885-89.5% | $6,735-87.7% | $11,409-92.7% |