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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,010 | $102,385-57.0% | $147,080-70.1% | $80,935-45.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.10% | 135.09%-121.0pp | 420.17%-406.1pp | 35.66%-21.6pp |
| Employer contribution / active EE | $3,254 | $3,717-12.4% | $4,933-34.0% | $2,757+18.0% |
| Participant deferral / active EE | $5,827 | $6,651-12.4% | $8,066-27.8% | $4,299+35.5% |
| Admin fee / account holder | $2,052 | $7,951-74.2% | $12,989-84.2% | $6,924-70.4% |