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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,114 | $106,749-53.1% | $145,433-65.5% | $82,448-39.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.81% | 27.59%-14.8pp | 66.58%-53.8pp | 41.64%-28.8pp |
| Employer contribution / active EE | $3,513 | $3,444+2.0% | $4,554-22.9% | $2,551+37.7% |
| Participant deferral / active EE | $5,536 | $6,519-15.1% | $7,897-29.9% | $4,139+33.8% |
| Admin fee / account holder | $8,098 | $8,390-3.5% | $13,129-38.3% | $7,234+11.9% |