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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,114 | $106,524-53.0% | $152,301-67.1% | $87,485-42.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 12.81% | 26.89%-14.1pp | 80.50%-67.7pp | 26.06%-13.3pp |
| Employer contribution / active EE | $3,513 | $3,371+4.2% | $4,624-24.0% | $2,596+35.3% |
| Participant deferral / active EE | $5,536 | $6,525-15.2% | $8,004-30.8% | $4,274+29.5% |
| Admin fee / account holder | $8,098 | $8,287-2.3% | $14,398-43.8% | $7,775+4.2% |