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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,966 | $92,743-76.3% | $82,744-73.5% | $134,532-83.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -13.08% | 946.63%-959.7pp | 702.22%-715.3pp | 418.27%-431.4pp |
| Employer contribution / active EE | $87 | $3,273-97.3% | $3,008-97.1% | $4,741-98.2% |
| Participant deferral / active EE | $3,349 | $4,802-30.2% | $4,395-23.8% | $6,401-47.7% |
| Admin fee / account holder | $17,038 | $5,977+185.0% | $5,325+220.0% | $11,429+49.1% |