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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,393 | $138,102+44.4% | $125,381+59.0% | $134,532+48.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -26.11% | 750.73%-776.8pp | 572.31%-598.4pp | 418.27%-444.4pp |
| Employer contribution / active EE | $5,615 | $5,245+7.0% | $4,815+16.6% | $4,741+18.4% |
| Participant deferral / active EE | $9,637 | $7,801+23.5% | $7,448+29.4% | $6,401+50.5% |
| Admin fee / account holder | $16,532 | $11,568+42.9% | $10,007+65.2% | $11,429+44.7% |