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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,486 | $102,429+194.3% | $147,096+105.0% | $80,925+272.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 16.55% | 135.02%-118.5pp | 419.75%-403.2pp | 35.65%-19.1pp |
| Employer contribution / active EE | $3,968 | $3,716+6.8% | $4,936-19.6% | $2,756+44.0% |
| Participant deferral / active EE | $10,591 | $6,649+59.3% | $8,071+31.2% | $4,299+146.4% |
| Admin fee / account holder | $11,915 | $7,957+49.7% | $13,005-8.4% | $6,940+71.7% |