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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,486 | $102,382+194.5% | $147,005+105.1% | $80,874+272.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 16.55% | 134.89%-118.3pp | 418.76%-402.2pp | 35.62%-19.1pp |
| Employer contribution / active EE | $3,968 | $3,715+6.8% | $4,934-19.6% | $2,756+44.0% |
| Participant deferral / active EE | $10,591 | $6,646+59.4% | $8,070+31.2% | $4,297+146.5% |
| Admin fee / account holder | $11,915 | $7,942+50.0% | $13,006-8.4% | $6,935+71.8% |