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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,625 | $183,516-56.6% | $155,534-48.8% | $145,884-45.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.33% | 61.43%-53.1pp | 64.92%-56.6pp | 551.85%-543.5pp |
| Employer contribution / active EE | $1,927 | $5,315-63.7% | $4,675-58.8% | $4,662-58.7% |
| Participant deferral / active EE | $11,492 | $6,467+77.7% | $5,630+104.1% | $6,690+71.8% |
| Admin fee / account holder | $730 | $19,293-96.2% | $15,900-95.4% | $13,392-94.5% |