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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,527 | $227,399-60.6% | $189,758-52.8% | $198,609-54.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 11.57% | 61.03%-49.5pp | 52.62%-41.0pp | 202.70%-191.1pp |
| Employer contribution / active EE | $7,348 | $5,526+33.0% | $4,767+54.2% | $5,055+45.3% |
| Participant deferral / active EE | $8,622 | $6,837+26.1% | $5,856+47.2% | $6,977+23.6% |
| Admin fee / account holder | $15,236 | $25,162-39.5% | $20,388-25.3% | $19,030-19.9% |