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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,724 | $73,848-21.8% | $143,799-59.9% | $68,486-15.7% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -21.16% | 0.91%-22.1pp | -0.04%-21.1pp | -7.85%-13.3pp |
| Employer contribution / active EE | $3,889 | $3,184+22.1% | $4,952-21.5% | $2,597+49.8% |
| Participant deferral / active EE | $2,325 | $3,385-31.3% | $5,638-58.8% | $4,028-42.3% |
| Admin fee / account holder | $2,490 | $5,755-56.7% | $14,677-83.0% | $5,404-53.9% |