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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,270 | $180,462+127.9% | $154,111+166.9% | $135,379+203.8% |
| Participation rate | 87.5% | 87.4%+0.1pp | 83.0%+4.5pp | 82.6%+4.9pp |
| Annual return | -6.30% | 888.17%-894.5pp | 735.18%-741.5pp | 519.79%-526.1pp |
| Employer contribution / active EE | $2,568 | $6,036-57.5% | $5,298-51.5% | $4,779-46.3% |
| Participant deferral / active EE | $11,797 | $5,806+103.2% | $5,081+132.2% | $5,609+110.3% |
| Admin fee / account holder | $28,309 | $16,145+75.3% | $13,411+111.1% | $10,828+161.4% |