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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,860 | $91,559+64.8% | $133,978+12.6% | $79,856+88.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 8.98% | 61.85%-52.9pp | 45.10%-36.1pp | 31.71%-22.7pp |
| Employer contribution / active EE | $4,014 | $2,384+68.4% | $3,919+2.4% | $2,471+62.4% |
| Participant deferral / active EE | $7,932 | $3,734+112.4% | $5,047+57.1% | $3,741+112.0% |
| Admin fee / account holder | $2,175 | $6,321-65.6% | $8,930-75.6% | $5,306-59.0% |