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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,881 | $209,874+96.3% | $189,537+117.3% | $167,536+145.8% |
| Participation rate | 85.7% | 88.7%-2.9pp | 87.8%-2.1pp | 82.1%+3.6pp |
| Annual return | 16.71% | 748.61%-731.9pp | 555.34%-538.6pp | 478.82%-462.1pp |
| Employer contribution / active EE | $4,792 | $6,913-30.7% | $6,161-22.2% | $4,839-1.0% |
| Participant deferral / active EE | $6,959 | $8,934-22.1% | $8,220-15.3% | $6,342+9.7% |
| Admin fee / account holder | $4,067 | $14,299-71.6% | $12,048-66.2% | $12,315-67.0% |