See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $23,049 |
Filed as: MERRILL LYNCH Service code 16 · EIN 13-2808480 | Consulting | $18,995 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,252 | $73,638-48.1% | $95,952-60.1% | $73,488-47.9% |
| Participation rate | 58.8% | 76.2%-17.3pp | 77.1%-18.2pp | 70.7%-11.9pp |
| Annual return | 11.48% | 16.78%-5.3pp | 91.61%-80.1pp | 28.51%-17.0pp |
| Employer contribution / active EE | $301 | $1,863-83.9% | $2,541-88.2% | $2,270-86.8% |
| Participant deferral / active EE | $2,505 | $3,617-30.7% | $4,167-39.9% | $3,740-33.0% |
| Admin fee / account holder | $305 | $482-36.8% | $6,795-95.5% | $513-40.6% |