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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,408 | $73,848-39.9% | $143,799-69.1% | $68,486-35.2% |
| Participation rate | 71.8% | 66.7%+5.2pp | 80.3%-8.5pp | 67.9%+3.9pp |
| Annual return | -29.12% | 0.91%-30.0pp | -0.04%-29.1pp | -7.85%-21.3pp |
| Employer contribution / active EE | $1,837 | $3,184-42.3% | $4,952-62.9% | $2,597-29.2% |
| Participant deferral / active EE | $4,743 | $3,385+40.1% | $5,638-15.9% | $4,028+17.8% |
| Admin fee / account holder | $1,924 | $5,755-66.6% | $14,677-86.9% | $5,404-64.4% |