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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,228 | $76,407-19.9% | $150,298-59.3% | $82,448-25.7% |
| Participation rate | 80.2% | 66.4%+13.8pp | 77.8%+2.5pp | 68.1%+12.2pp |
| Annual return | 14.59% | 39.99%-25.4pp | 62.79%-48.2pp | 41.64%-27.0pp |
| Employer contribution / active EE | $1,725 | $2,614-34.0% | $4,154-58.5% | $2,551-32.4% |
| Participant deferral / active EE | $5,371 | $3,214+67.1% | $5,453-1.5% | $4,139+29.8% |
| Admin fee / account holder | $3,095 | $6,352-51.3% | $14,116-78.1% | $7,234-57.2% |