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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,380 | $118,496-60.9% | $98,461-52.9% | $139,466-66.7% |
| Participation rate | 50.0% | 77.5%-27.5pp | 75.2%-25.2pp | 80.3%-30.3pp |
| Annual return | 18.76% | 18.96%-0.2pp | 21.17%-2.4pp | 373.66%-354.9pp |
| Employer contribution / active EE | $3,000 | $3,611-16.9% | $3,049-1.6% | $4,754-36.9% |
| Participant deferral / active EE | $3,910 | $5,393-27.5% | $4,738-17.5% | $6,712-41.7% |
| Admin fee / account holder | $0 | $14,056-100.0% | $8,961-100.0% | $11,409-100.0% |