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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,943 | $125,190-52.9% | $105,624-44.2% | $145,897-59.6% |
| Participation rate | 50.0% | 77.6%-27.6pp | 75.3%-25.3pp | 80.3%-30.3pp |
| Annual return | 12.32% | 225.22%-212.9pp | 116.20%-103.9pp | 552.29%-540.0pp |
| Employer contribution / active EE | $3,000 | $3,720-19.4% | $3,168-5.3% | $4,663-35.7% |
| Participant deferral / active EE | $3,852 | $5,716-32.6% | $5,013-23.2% | $6,689-42.4% |
| Admin fee / account holder | $0 | $17,138-100.0% | $10,961-100.0% | $13,390-100.0% |