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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,588 | $217,432+3.8% | $185,851+21.4% | $167,553+34.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 29.82% | 148.43%-118.6pp | 122.11%-92.3pp | 478.89%-449.1pp |
| Employer contribution / active EE | $0 | $5,874-100.0% | $5,168-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $5,640 | $6,357-11.3% | $5,569+1.3% | $6,343-11.1% |
| Admin fee / account holder | $9,932 | $19,820-49.9% | $16,245-38.9% | $12,316-19.4% |