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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,001 | $78,690+183.4% | $161,489+38.1% | $87,485+154.9% |
| Participation rate | 94.9% | 67.5%+27.4pp | 78.7%+16.2pp | 68.9%+25.9pp |
| Annual return | 12.26% | 32.74%-20.5pp | 89.72%-77.5pp | 26.06%-13.8pp |
| Employer contribution / active EE | $6,752 | $2,588+160.9% | $4,268+58.2% | $2,596+160.1% |
| Participant deferral / active EE | $5,197 | $3,311+57.0% | $5,630-7.7% | $4,274+21.6% |
| Admin fee / account holder | $2,659 | $6,724-60.5% | $16,006-83.4% | $7,775-65.8% |