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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,001 | $76,407+191.9% | $150,298+48.4% | $82,448+170.5% |
| Participation rate | 94.9% | 66.4%+28.5pp | 77.8%+17.1pp | 68.1%+26.8pp |
| Annual return | 12.26% | 39.99%-27.7pp | 62.79%-50.5pp | 41.64%-29.4pp |
| Employer contribution / active EE | $6,752 | $2,614+158.3% | $4,154+62.5% | $2,551+164.7% |
| Participant deferral / active EE | $5,197 | $3,214+61.7% | $5,453-4.7% | $4,139+25.6% |
| Admin fee / account holder | $2,659 | $6,352-58.1% | $14,116-81.2% | $7,234-63.2% |