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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,148 | $97,289+87.2% | $92,805+96.3% | $155,188+17.4% |
| Participation rate | 77.8% | 84.2%-6.4pp | 83.5%-5.7pp | 80.8%-3.0pp |
| Annual return | 16.54% | 29.03%-12.5pp | 31.59%-15.0pp | 148.84%-132.3pp |
| Employer contribution / active EE | $2,032 | $3,632-44.0% | $3,424-40.6% | $4,248-52.2% |
| Participant deferral / active EE | $9,098 | $8,795+3.4% | $8,448+7.7% | $6,531+39.3% |
| Admin fee / account holder | $4,169 | $12,015-65.3% | $10,911-61.8% | $14,480-71.2% |