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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,148 | $135,905+34.0% | $126,068+44.5% | $198,609-8.3% |
| Participation rate | 77.8% | 85.6%-7.9pp | 84.7%-6.9pp | 82.4%-4.6pp |
| Annual return | 16.54% | 14.07%+2.5pp | 15.01%+1.5pp | 202.70%-186.2pp |
| Employer contribution / active EE | $2,032 | $4,245-52.1% | $3,968-48.8% | $5,055-59.8% |
| Participant deferral / active EE | $9,098 | $8,523+6.7% | $8,214+10.8% | $6,977+30.4% |
| Admin fee / account holder | $4,169 | $21,036-80.2% | $18,264-77.2% | $19,030-78.1% |