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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,087 | $199,109+60.3% | $173,730+83.7% | $154,746+106.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 15.47% | 20.02%-4.6pp | 19.96%-4.5pp | 172.34%-156.9pp |
| Employer contribution / active EE | $5,487 | $5,311+3.3% | $4,577+19.9% | $4,379+25.3% |
| Participant deferral / active EE | $18,593 | $7,113+161.4% | $6,326+193.9% | $6,730+176.3% |
| Admin fee / account holder | $50,198 | $20,916+140.0% | $17,523+186.5% | $14,365+249.4% |