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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,918 | $138,114-2.3% | $125,391+7.6% | $134,545+0.3% |
| Participation rate | 69.2% | 84.5%-15.3pp | 82.4%-13.2pp | 81.2%-12.0pp |
| Annual return | -16.43% | 750.88%-767.3pp | 572.41%-588.8pp | 418.37%-434.8pp |
| Employer contribution / active EE | $2,842 | $5,246-45.8% | $4,816-41.0% | $4,742-40.1% |
| Participant deferral / active EE | $7,750 | $7,801-0.7% | $7,448+4.1% | $6,401+21.1% |
| Admin fee / account holder | $1,480 | $11,570-87.2% | $10,009-85.2% | $11,431-87.1% |