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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,755 | $138,102-53.1% | $125,381-48.4% | $134,532-51.9% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -19.12% | 750.73%-769.8pp | 572.31%-591.4pp | 418.27%-437.4pp |
| Employer contribution / active EE | $1,080 | $5,245-79.4% | $4,815-77.6% | $4,741-77.2% |
| Participant deferral / active EE | $4,860 | $7,801-37.7% | $7,448-34.7% | $6,401-24.1% |
| Admin fee / account holder | $332 | $11,568-97.1% | $10,007-96.7% | $11,429-97.1% |