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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,087 | $209,425-91.4% | $178,499-89.9% | $158,966-88.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 39.16% | 188.80%-149.6pp | 151.10%-111.9pp | 302.95%-263.8pp |
| Employer contribution / active EE | $7,139 | $5,707+25.1% | $5,011+42.5% | $4,762+49.9% |
| Participant deferral / active EE | $11,454 | $5,955+92.3% | $5,202+120.2% | $5,983+91.4% |
| Admin fee / account holder | $2,284 | $17,078-86.6% | $13,986-83.7% | $11,250-79.7% |