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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,990 | $49,280+133.3% | $67,313+70.8% | $64,173+79.2% |
| Participation rate | 98.7% | 60.8%+38.0pp | 69.1%+29.7pp | 69.6%+29.2pp |
| Annual return | -5.75% | -1.39%-4.4pp | -4.08%-1.7pp | 7.63%-13.4pp |
| Employer contribution / active EE | $4,408 | $1,668+164.2% | $2,566+71.8% | $2,381+85.1% |
| Participant deferral / active EE | $9,915 | $2,484+299.1% | $3,568+177.9% | $3,470+185.8% |
| Admin fee / account holder | $5,367 | $3,863+39.0% | $4,507+19.1% | $4,887+9.8% |