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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,990 | $96,678-94.8% | $86,640-94.2% | $139,466-96.4% |
| Participation rate | 83.3% | 74.4%+8.9pp | 71.7%+11.6pp | 80.3%+3.0pp |
| Annual return | 14.62% | 106.69%-92.1pp | 592.52%-577.9pp | 373.66%-359.0pp |
| Employer contribution / active EE | $492 | $3,265-84.9% | $3,024-83.7% | $4,754-89.7% |
| Participant deferral / active EE | $2,385 | $4,837-50.7% | $4,438-46.3% | $6,712-64.5% |
| Admin fee / account holder | $3,314 | $6,410-48.3% | $5,616-41.0% | $11,409-70.9% |