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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,217 | $154,209-72.0% | $130,062-66.8% | $139,487-69.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 26.63% | 32.52%-5.9pp | -137.37%+164.0pp | 373.84%-347.2pp |
| Employer contribution / active EE | $14,824 | $5,292+180.1% | $4,322+243.0% | $4,755+211.8% |
| Participant deferral / active EE | $12,218 | $6,709+82.1% | $5,821+109.9% | $6,713+82.0% |
| Admin fee / account holder | $1,266 | $13,988-91.0% | $10,601-88.1% | $11,407-88.9% |