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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,179 | $91,179+41.7% | $178,499-27.6% | $79,852+61.8% |
| Participation rate | 94.1% | 69.2%+24.9pp | 81.9%+12.2pp | 69.6%+24.5pp |
| Annual return | 16.06% | 24.19%-8.1pp | 151.10%-135.0pp | 31.72%-15.7pp |
| Employer contribution / active EE | $5,078 | $3,256+56.0% | $5,011+1.3% | $2,471+105.5% |
| Participant deferral / active EE | $4,490 | $3,236+38.7% | $5,202-13.7% | $3,740+20.0% |
| Admin fee / account holder | $12,928 | $6,749+91.6% | $13,986-7.6% | $5,306+143.6% |