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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,043 | $202,342-81.2% | $172,752-78.0% | $152,897-75.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 14.04% | 1029.83%-1015.8pp | 802.97%-788.9pp | 345.43%-331.4pp |
| Employer contribution / active EE | $7,846 | $5,858+33.9% | $5,144+52.5% | $4,764+64.7% |
| Participant deferral / active EE | $4,978 | $5,948-16.3% | $5,198-4.2% | $5,851-14.9% |
| Admin fee / account holder | $374 | $17,111-97.8% | $13,955-97.3% | $11,599-96.8% |